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0% Finance

Minimum age limit

If you're over 18 years of age and employed or on a retired income you could apply for our finance.


Have been a UK resident for a minimum of three years.


Be in employment (minimum16 hours per week), or be retired in receipt of pensions.

How much can I borrow?

Dependent upon the treatment undertaken and your practitioner's advice, you could borrow typically between £1,000 to £25,000. This will be subject to our online credit search . Most patients' applications are approved within minutes using our online application system.

How do I make repayments?

Much like any other loan facility, you repay with affordable monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

With our 0% or interest-bearing facility you pay the cost of your treatment and accrued interest. Before you E-sign your loan you will be given clear guidance on interest charges if applicable. The illustration below shows how much you could pay per month based on 0% finance.

Can I repay my loan early?

You will always have the option to settle your loan early. You will be provided with clear guidance on all options from changing your Direct Debit date to early settlement.

How do I complete the application?

Our online system provides the option for you to complete the application while you're at the practice, or the comfort of your own home.

Baycliff Dental Surgery operates as a sole trader company England and Wales. Registered office: 73 Baycliff road, Liverpool, Merseyside, L12 6QT. Baycliff Dental Surgery acts as credit broker and only offers credit products from Omni Capital Finance. The Practice is authorised and regulated by the Financial Conduct Authority Registration number 754107 . Credit provided is subject to a credit search, age and status.

Click the button below to calculate your loan and interest.

Monday - 9:00AM -- 5:30PM

Tuesday - 9:00AM -- 5:30PM

Wednesday - 9:00AM -- 5:30PM

Thursday - 9:00AM -- 8:00PM

Friday - 9:00AM -- 5:30PM

Saturday - CLOSED

Sunday - CLOSED